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The first step in making any big decision is to consider all the options available to you.
So let's begin with Optimum Financial's preferred loan programs.
Interest Only Program: The option of paying interest only keeps your payment far lower than any other type of mortgage loan,
allowing you to purchase more home for your money.
100% Financing: For minimum monthly payments and highest interest deductibility.
Sub-Prime: For the borrower with less than perfect credit rating
or other special needs. We will work with you to secure a loan that fits your particular circumstances.
Conventional: loan for $300,700. or less, that meets the standards set
by Fannie Mae and Freddie Mac,
the largest purchasers of home mortgages on the secondary market.
VA Government Loan: VA mortgages are for retired or current military employees.
Construction/Lot Loan: Recommended for the borrower who is buying his/her own lot/property,
building a home from the ground up and need acquisition/construction financing.
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