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Pre-qualify For A Loan

To start the loan pre-qualification process, please complete and submit the form below. Optimum Financial loan consultants will work with you through every step of the loan process to help determine your home purchase or refinance prequalification status.

If you would like to discuss this form or the pre-qualification process, please call us at 1-(480)-551-1200.

About you
 
Your name:
Your phone number: ext.
Best time to reach you:  
Your e-mail address:
Marital status: Married  Single

So that we may best serve you, please indicate the name of the loan officer you are currently working with (if applicable):
 
Name of Loan Officer:
 
If there is someone else applying with you,
please enter their name below:
 
Their full name:
 
Your current address:
 
Street address:
City:
State:
Zip:
 
This loan is for a: Refinance  Purchase
Your ownership status:   I own        I rent
 
Address of the property you are buying,
if you have decided:
 
Street address:
City:
State:
Zip:
This property will be a: New Residence  Rental  Vacation Home
 
Estimate your loan
 
Purchase price of the property? dollars
How much do you want to borrow?   dollars
Length of years for mortgage:    years
Annual interest rate: %
Annual property tax (if known): dollars
Annual property insurance (if known):   dollars
 
    View estimates below 
 
Monthly principal + interest:  dollars
Monthly tax: dollars
Monthly insurance: dollars
Total monthly payment: dollars
 
Employment and expenses
 
Your employment status: Work for someone else Self-employed Retired Other or None

 

Co-borrower's
employment status:
Work for someone else Self-employed Retired Other or None

 

 
What is your occupation or type of business?
 
How many months have you been working for your current employer? (If self-employed, how long have you had your own business?)
 
months
 
What is your total monthly income? Please include the income of anyone applying with you.
 
dollars
 
Your current monthly housing costs. (Please include the housing costs of anyone applying with you.)
 
Rent:
First mortgage:
Second mortgage:
Taxes: monthly
Homeowner's insurance:   monthly
Homeowner's dues: monthly
 
How much do you pay each month on other debts such as car loans and credit cards? Please include the debts of anyone applying with you.
 
dollars
 
Additional information you think the
loan officer will need:
 
  

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