Interest Only Programs

• Not volatile -- 10 year average of 1 month LIBOR index is 4.9%.
• Ability to make principle payments that reflect in interest payment within one month
• Interest only for 5 years
• No negative amortization
• No teaser rates, No pre-pay penalties
• Primary and second homes up to $1.5 million
• 3 Year, 5 year or 7 year programs available

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