Construction / Lot Loans

Lot Loans

• Minimum FICO 680
• Fixed rate starting at 7.625%, 20 year term year fixed

Construction Loans

• All-In-One Loan programs available (up front closing)
• Conforming fixed rates start at 6.875% with one point origination on a 30 year
• Jumbo fixed rates start at 7.125% with one point origination on a 30 year fixed

Fix and Flip Program

• 80% of purchase PLUS 80% of estimated improvements
  Or 70% of "as complete" appraised value
• 180 Day or 270 Day interest only payment due monthly
• No Pre-Pay penalties
• Interest rate start is at prime plus 2.5%

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